Money Matters

"I am thankful for the Money Matters program; financial literacy is so important and yet infrequently discussed socially."


We started delivering Money Matter$ in 2004 after realizing that loans are not a magic bullet, people needed the right skills to manage money to pursue their goals, and ultimately build a better future for themselves and their families. We offered most of our financial literacy training through a partnership model, inserting modules into other training offered by partner organizations. We have now expanded to offering Money Matters through 1:1coaching sessions and individual led plans.

To learn more and for practical assistance to get your finances back on track please reach out to darlene@kaleidoscopeimpact.comor by calling 506-652-5626 Ext 4.

Money Matters Financial Literacy Program & One to One Coaching

Financial Literacy is one of the most important transferable skills we need to function well in our money based economy. Financial stress is one of the most common forms of anxiety. With our Money Matters Program you will learn how to create income, manage, save and spend money within a budget and it will help you make good financial decisions throughout your lifetime.

Below are the topics covered in the free 5 module program that will help you understand your financial world:


You will learn about five different types of assets, what you have today, what assets you want to have in the future, and what you will do to build them.


You will learn about interest rates, types of accounts, kinds of financial institutions, service fees, and what fits your needs.


You will learn about your needs and wants, setting goals, tracking expenses, and creating a budget.


You will learn why you spend money on certain things, when you do it, how advertising works, how our spending habits affect our future and our environment, and calculating unit price.


You will learn about credit ratings, how to read your own credit report, credit cards, loans, pay day loans, finance companies, and how to handle and repair debt.

Savings, Taxes and Asset Building

We offer a Volunteer Income Tax Clinic here at the Social Enterprise HUB year round. If you need help sorting out your taxes or government benefits this clinic may be right for you, please reach out and we are happy to help.

The Black Book Expense Tracker

One of the best ways to get on top of your finances is to track where, when and why you spend money.  One of the key tools in our program is the Black Book ©. When you take the time daily to write down exactly what you spent your money on you identify trends in your spending. Did you spend out of emotion, necessity or for pleasure? This understanding of how you spent your money allows you to make a realistic budget based on your personal goals.

Judy Chisholm Financial Literacy Bursary

In honour of our former colleague and Money Matter$ Coordinator, Judi Chisholm, and to promote the importance of financial literacy month, we launched the Judi Chisholm Financial Literacy Bursary in 2013. Valued at $500 this is an annual bursary given to one of our Money Matters participants. The bursary recipient(s) are chosen for their demonstrated use of the skills taught in Money Matter$ and for their movement towards financial and personal goals.

For more information or to apply, please contact darlene@kaleidoscopeimpact.com or give us a call at 506-652-5626 ext 4.

Tell us about you and your business!

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.